求助！读取txt文件的数据执行Java代码得到的结果与txt文件中的最后第2列数据作比较 要怎么做啊

这是程序Java代码，

if (age > 59 && age < 80 && age < 20 && age > 0) {
        pointAge = 2;
    } else if (age <= 59 && age >= 40) {
        pointAge = 4;
    } else if (age <= 39 && age >![图片说明](https://img-ask.csdn.net/upload/201606/08/1465372215_360073.png)= 20) {
        pointAge = 6;
    } else if (age >= 80) {
        System.out.println("年龄大于80，保险公司不接受投保哟！");
    }
    // 性别投保点
    if (gender == "M") {
        pointGender = 3;
    } else if (gender == "F") {
        pointGender = 5;
    }
    // 婚姻情况投保点
    if (marriage == "T") {
        pointMarriage = 3;
    } else if (marriage == "F") {
        pointMarriage = 5;
    }
    // 抚养孩子投保点
    if (baby < 10) {
        if (baby == 0) {
            pointBaby = 0.0;
        } else if (baby > 0 && baby <= 2) {
            pointBaby = 1.0;
        } else if (baby > 2 && baby <= 4) {
            pointBaby = 2.0;
        } else {
            pointBaby = 3.0;
        }
    } else {
        System.out.println("您抚养的孩子超过9个啦！保险公司不接受投保哈！");
    }

    double totalPoint = 0;
    double insuranceRate = 0.0;
    Boolean insuranceValid = true;
    if (insuranceValid) {
        totalPoint = pointAge + pointGender + pointMarriage - pointBaby;
        if (totalPoint >= 10) {
            insuranceRate = 0.006;
        } else {
            insuranceRate = 0.001;
        }
        System.out.println("基本保险费率为\n" + insuranceRate);
    } else {
        System.out.println("不允许投保");
        insuranceRate = -1.0;
    }
    return insuranceRate;
}

)= 20) {
pointAge = 6;
} else if (age >= 80) {
System.out.println("年龄大于80，保险公司不接受投保哟！");
}
// 性别投保点
if (gender == "M") {
pointGender = 3;
} else if (gender == "F") {
pointGender = 5;
}
// 婚姻情况投保点
if (marriage == "T") {
pointMarriage = 3;
} else if (marriage == "F") {
pointMarriage = 5;
}
// 抚养孩子投保点
if (baby < 10) {
if (baby == 0) {
pointBaby = 0.0;
} else if (baby > 0 && baby <= 2) {
pointBaby = 1.0;
} else if (baby > 2 && baby <= 4) {
pointBaby = 2.0;
} else {
pointBaby = 3.0;
}
} else {
System.out.println("您抚养的孩子超过9个啦！保险公司不接受投保哈！");
}